Multiple debts can often be better managed and more affordable if refinanced into one loan using a house or commercial property as security.

Consolidate existing credit cards, personal loans, business loans and/or tax debts.
We can separate the business components of the loan so that you maintain your tax deduction for the interest on the loans used for business purpose.

We can liaise with your accountant and/or the Australian Taxation Office to delay any impending legal action while we do the refinance for you.

There are line of credit products available where no repayments are required until you reach your approved limit. Some couples use this during maternity leave to alleviate the pressure whilst on a single income for a limited period.

Some products allow for salary crediting to reduce the term of the loan and interest paid.

It is not only the product features but the way you operate the loan accounts that can save thousands of dollars. We can show you how to effectively use available products to minimise fees, term of the loan  and interest paid on the loan.

Refinance purpose:

1. Consolidate debt
2. Cheaper better rate and/or a better loan product
3. Use as a deposit to purchase an investment property
4. Use available equity to purchase a managed portfolio
5. Release equity in your home for any purpose
6. Holidays
7. Help your children get a start
8. Education expenses
9. Business purpose
10. Almost any purpose

Our consultation is FREE to assess an option you may not have considered or to help you achieve what you are aiming for.

Have a health check on your existing loan to be sure that you have the best product available for your existing circumstance. Lenders are constantly evolving with innovative products & options. Our job is to present you with the available options to tailor a loan to suit you. Everyone has different needs, wants, goals and lifestyles. Does your current loan suit you?