Top Line Finance can source a suitable product for your needs and lifestyle.

A consumer searching for a loan with specific features may have to visit many lenders and still not find the perfect product for them. Top Line Finance can be your one stop shop. We have access to over 40 Lenders with over 2000 products.

Have you got the time to research? Don’t worry we have already done the research for you.

At a FREE consultation we can discuss your circumstance, assess your borrowing capacity and help you choose a product that meets your needs.

First Home Buyers  do not require genuine savings to purchase their first home.

The First Home Owners Grant is a Federal Grant of $7000 – so long as the purchase price of the house is less than $500,000. This can be made available towards the costs of purchasing the home. We assist with the grant application.

First home owners purchasing a property of less than $500,000 also qualify for FREE stamp duty on the property purchase and FREE stamp duty on the mortgage. 100% purchase price loans available.

Call to go over a scenario over the phone with one of our representatives and see how easy it is to buy your first home.

Many potential property buyers have experienced:

There are now lenders who will provide funds to borrowers with a less fortunate past.

For those with good credit history and adequate income we have rates that are extremely competitive, no ongoing fees and well below the standard variable rates offered by the major banks.

Often we can get a product from a major bank that is not always given as an option to the borrower when they visit the bank.

Recently we shaved .1% off the generally offered rate on a National Australia Bank loan. The loan was $1.2m so that .1% was a significant saving over 30 years. It was a saving of $36,000 over a 30 year period.